Please inquire within about whether your specific plan may be covered.
I am currently contracted with OHP and utilize Care Oregon as an out-of-network provider.
If you are not in network but wondering if your insurance company might reimburse you, please contact them and ask if they reimburse Registered Associates before scheduling.
My current rates are:
120.00 // 50 minute session for individuals and 160.00 // 50 minute session for couples. Biweekly sessions are also available.
For individuals that require a lower level of care, or maintenance, shorter sessions are available at 75.00/30min.
FSA/HSA card payments are accepted through IvyPay (my preferred payment method).
What’s an FSA/HSA card?
Both FSA/HSA cards work like debit cards, but only for qualified medical expenses. Some find therapy as an eligible expense. Both FSA/HSA accounts are pre-tax, thereby helping people save money.
FSA (Flexible Spending Account):
“Use it or lose it” system that’s bound to your place of employment but easier to apply for it.
HSA (Health Savings Account):
More difficult to apply for (e.g., you need to have a high deductible health plan (HDHP), but not tied to your place of employment and you can take it wherever you go.
Check with your FSA/HSA account to see whether therapy is covered.
What are the Pros and Cons of Paying Out-of-Pocket?
- CONS: It’s usually more expensive per session (depending on your plan).
- You can work with any therapist you want.
- You don’t have a third-party payer (i.e., your insurance) who could influence your treatment or limit your sessions.
- A diagnosis is not required thus will not impact your premium.
- Increased confidentiality as we don’t have to report anything to insurance (including diagnosis or treatment notes).
- Your therapist can collect their full fee. Many insurance companies underpay therapists so they are not making their needed rate; as a therapist, this can result in less trainings; more trainings and CEU’s = better treatment for clients.
- No Insurance-Driven Treatment Plans: under insurance, therapists are required to use treatment methods that are covered by your plan. This may result in a therapist not being able to incorporate other healing modalities tailored to your individual needs. On top of that, the folx who approve these modalities are often not therapists.
Cancellation and No Show Policy
If you need to cancel, please contact me via text or email 24 hours before your session.
Many clinicians charge a full fee cancellation rate and require a 48 hour notice, thus because I offer a 24 hour window and a half rate cancellation fee, I am much less lax about last-minute cancellations and/or no-shows.
Last minute/ Late cancellations impact the schedules of clients wanting to get into particular slots and the schedule of the clinician. Likewise, no-shows prevent others who need care but cannot book due to a filled schedule from getting the care.
I realize that life happens, but I do ask that clients to be mindful of others by cancelling as soon as they know they will not be able to make the session.
If you are able to submit proof or documentation proving emergency/crisis situations regarding a last-minute cancellation or no-show and it is approved, I will put the charged fee towards a rescheduled session.
Documentation may be in the form of doctors notes, receipts for medication or auto-services, emails to work, etc.
The structure of the cancellation policy is catered towards those who are not able-bodied due to chronic illness etc. This may be a bit different for those of you who are used to the more common, yet privileged, reward system based on consistent attendance.
I ask that you please do not contest the structure of an inclusive policy by citing privileged loopholes (i.e. “the policy shouldn’t apply to me because it’s my first time cancelling in x amount of time” will not be honored).
Rules for Telehealth Sessions
I ask that you refrain from the following so that we do not have to discontinue/disrupt our sessions:
-Therapy is therapy, please do not work/email/text etc. during session.
-Have clothes on (a no-brainer, but hey) this means tops and bottoms.
-Make sure you have a stable internet connection (if you are experiencing internet difficulties let me know ahead of time so that we can transfer over to a phone session for that day).
-If you are going to be late please inform me before your session time via email or text.
-If you are more than 15 minutes late to a session, it will count as a no-show. Typically I will offer a reschedule and waive the no-show fee if I have an open slot in these cases.
-Please do not bring food to session; if you need to do this, I’d appreciate an email beforehand, as this can impact sessions by limiting your ability to talk, stay focused, etc..
-Be sure you are attending in a private confidential space in which others are not in earshot i.e. not a park, not while shopping at Costco or in the car with grandma.
-Do not come to session under the influence of drugs, marijuana or alcohol, the session will be ended and you will be charged a last-minute cancellation fee.
-I understand autoimmune flares regarding those living with autoimmune diseases or immunodeficiency firsthand as well as just plain forgetting due to ND’s such as ADHD. If you expect any of these or other obstacles might be an issue, let me know during the intake so that we can discuss reminders and work-arounds in that event that issues arise.
-Pets are always welcome, but if your pet talks more than you do, I ask that you keep them in another room during sessions.
-If you are a single parent that needs to keep an eye on your kiddo throughout session please let me know so that we can find something that works for us both; it’s important that the session is helpful and that you’re getting what you pay for.
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